Podcast – Galway Talks – 25/04/2019

  • Is it wise to reduce your Tracker Mortgage if you have funds available to do so?
  • What are an investors options to offset losses on Bank Shares?
  • Constant sales pressure from the Bank – caller voices his frustration!!
  • An Post Interest rates – are they attractive at the moment?

Listen below to David McCarthy discuss these and other topics on Galway Bay FM

 

Podcast – Galway Talks – 18/04/2019

  • What happens to my Pension Plan when I change employers?
  • The cost of my Life Insurance has increased dramatically over the last few years.  I am 64 years of age and I am wondering whether or not I should continue with the policy I have as I really think that I don’t need it.
  • I have been looking at making an investment recently and note that there are a number of investment companies, that I have never heard of. I am wondering what is the situation with these companies where regulation by the Central Bank is concerned?
  • In light of Brexit should I be investing in  Sterling?

Listen below to David McCarthy discuss these queries on Galway Bay FM

Podcast – Galway Talks – 11/04/2019

Recent research shows how stressful financial issues are:

  • 1 in 3 Irish people are very worried about their money.
  • 1 in 4 would not last a month without having to borrow if they lost their job.
  • 40% of people dip into their savings to cover their everyday bills.
  • 25% of people use their credit cards for Bills.

– Death in Service Benefit plans can vary widely between employers – check your cover.

– An Post Savings Bond maturity – is this applicable for Self Assessment Tax?

– Considering taking out Life Cover? Smoking can greatly increase your premium!

Listen below to David McCarthy discuss these topics on Galway Bay FM

 

Podcast – Galway Talks – 04/04/2019

  • Recent OECD Report shows Owner Occupier ratio in Ireland is at 71%.
  • Don’t let BREXIT influence your financial decisions

Listen below to David McCarthy discuss these topics on Galway Bay FM

Podcast – Galway Talks – 28/03/2019

  • Good news for some home owners as they are likely to finally exit Negative Equity over the next year or so.
  • I have a retirement bond from a previous employment and I know I can access this once I reach age 50, but is this such a wise thing to do?
  • I put a considerable sum into an investment 5 years ago, which has grown modestly in value.  I have been advised that I should move a substantial portion of these monies into a variety of other Investment Bonds.  Do you think this is such a good idea?
  • Listen below to David McCarthy discuss these topics on Galway Bay FM

Podcast – Galway Talks – 20/03/2019

  • What Investment Product offers the highest possible return with the lowest possible risk?
  • EU Commission advises that Irish house prices are not over valued.
  • Self Assessment Tax Form – Do you need to declare returns from An Post Saving Bonds.
  • Finance Ireland launches innovative new Mortgage Product.

Listen below to David McCarthy discuss these topics on Galway Bay FM