Podcast – Galway Talks – 17/01/2019

  • Somebody recently spoke to me about an investment called a Kick-Out Bond.  Are you familiar with this type of bond and if so can you provide me with some type of advice?
  • Unfortunately the outdated view that loyalty pays can cost you: for example loyalty to a Bank, Insurance Company or Health Insurer

Listen below to David McCarthy discuss these topics on Galway Bay FM

Podcast – Galway Talks – 11/01/2019

  • Vulture Funds are finally to be regulated
  • Why you should not let volatility in Financial Markets or the value of your investments to stress you in 2019.

Listen below to David McCarthy discuss these topics on Galway Bay FM

 

Podcast – Galway Talks – 6/12/18

  • Savings Survey Reveals Interesting Statistics
    • Almost 50% of Irish adults have a Deposit Account with an average €32,000 saved
    • A quarter of adults have a nest egg that no one else knows about
    • 56% of Savers are unhappy with the return on their savings
    • 40% say they are Cautious Investors
    • 25% of people say they would not know who to ask for advice when considering options for investing
  • Tax Implications when Gifting Funds to a son / daughter who is purchasing a house

Listen below to David McCarthy discuss these and other topics on Galway Bay FM

Podcast – Galway Talks – 29/11/2018

  • Are Prize Bonds a good idea if you have money to ‘invest’?
  • Now that some properties have moved into positive equity, if they are rented, there is the possibility of Capital Gains Tax liabilities at some stage in the future.
  • Now that your circumstances have improved after the downturn, maybe it is time to reinstate some of the financial arrangements that you have ignored or cancelled throughout that period.

Listen below to David McCarthy discuss these topics on Galway Bay FM

Podcast Galway Talks – 22/11/2018

  • Query regarding the benefits of moving to a Fixed Rate Mortgage when the Loan to Value is less than 50%
  • Query from caller who has made gains with a recent investment but is now considering moving to a less high risk alternative.

Listen below to David McCarthy discuss these topics on Galway Bay FM

Podcast – Galway Talks – 15/11/18

  • Will a crackdown both in the courts and by Gardai on uninsured drivers / bogus claims help reduce motor premiums?
  • Is there a central website where I can compare medical insurance premiums?

Listen below to David McCarthy discuss these and other topics on Galway Bay FM