Podcast – Galway Talks – 6/12/18

  • Savings Survey Reveals Interesting Statistics
    • Almost 50% of Irish adults have a Deposit Account with an average €32,000 saved
    • A quarter of adults have a nest egg that no one else knows about
    • 56% of Savers are unhappy with the return on their savings
    • 40% say they are Cautious Investors
    • 25% of people say they would not know who to ask for advice when considering options for investing
  • Tax Implications when Gifting Funds to a son / daughter who is purchasing a house

Listen below to David McCarthy discuss these and other topics on Galway Bay FM

Podcast – Galway Talks – 29/11/2018

  • Are Prize Bonds a good idea if you have money to ‘invest’?
  • Now that some properties have moved into positive equity, if they are rented, there is the possibility of Capital Gains Tax liabilities at some stage in the future.
  • Now that your circumstances have improved after the downturn, maybe it is time to reinstate some of the financial arrangements that you have ignored or cancelled throughout that period.

Listen below to David McCarthy discuss these topics on Galway Bay FM

Podcast Galway Talks – 22/11/2018

  • Query regarding the benefits of moving to a Fixed Rate Mortgage when the Loan to Value is less than 50%
  • Query from caller who has made gains with a recent investment but is now considering moving to a less high risk alternative.

Listen below to David McCarthy discuss these topics on Galway Bay FM

Podcast – Galway Talks – 15/11/18

  • Will a crackdown both in the courts and by Gardai on uninsured drivers / bogus claims help reduce motor premiums?
  • Is there a central website where I can compare medical insurance premiums?

Listen below to David McCarthy discuss these and other topics on Galway Bay FM

Podcast – Galway Talks – 08/11/2018

  • Motorists to be hit with another levy of 2% from December 1st
  • ECB signals that an interest rate increase is unlikely before September 2019
  • Recent trends show that card payments account for 75-80% of sales and that the Bricks versus Clicks battle is likely to continue for many years
  • Retirement Bond term explained.

Listen below to David McCarthy discuss these topics on Galway Bay FM

Podcast – Galway Talks – 01/11/18

  • Risk Risk Risk!  Take it or don’t expect to make any return on your investment
  • Individual with money on deposit in England would like advice on advantages of bringing it back to Ireland to invest here.
  • Capital Gains Tax implications on sale of former family home after it has been vacated by owner and rented for a number of years.
  • New types of lenders enter the Mortgage Market in Ireland, such as potential for Credit Unions to start providing Home Loans

Listen below to David McCarthy discuss these topics on Galway Bay FM