Podcast – Galway Talks – 15/11/18

  • Will a crackdown both in the courts and by Gardai on uninsured drivers / bogus claims help reduce motor premiums?
  • Is there a central website where I can compare medical insurance premiums?

Listen below to David McCarthy discuss these and other topics on Galway Bay FM

Podcast – Galway Talks – 08/11/2018

  • Motorists to be hit with another levy of 2% from December 1st
  • ECB signals that an interest rate increase is unlikely before September 2019
  • Recent trends show that card payments account for 75-80% of sales and that the Bricks versus Clicks battle is likely to continue for many years
  • Retirement Bond term explained.

Listen below to David McCarthy discuss these topics on Galway Bay FM

Podcast – Galway Talks – 01/11/18

  • Risk Risk Risk!  Take it or don’t expect to make any return on your investment
  • Individual with money on deposit in England would like advice on advantages of bringing it back to Ireland to invest here.
  • Capital Gains Tax implications on sale of former family home after it has been vacated by owner and rented for a number of years.
  • New types of lenders enter the Mortgage Market in Ireland, such as potential for Credit Unions to start providing Home Loans

Listen below to David McCarthy discuss these topics on Galway Bay FM

 

Podcast – Galway Talks – 22/10/2018

  • Airbnb – Further regulation of this sector announced.
  • Inheritance Tax – what are the implications if a person inherits a property but has no funds readily available to pay an inheritance tax liability?
  • Life Policy – ‘Term Policy’ & ‘Whole of Life Policy’ – what are differences between and cost implications of these two types of Life Cover

Listen below to David McCarthy discuss these topics on Galway Bay FM

Podcast – Galway Talks – 18/10/2018

  • Tracker Mortgages: Is it financially logical to reduce down your Tracker Mortgage loan if you have a Lump Sum at your disposal?
  • Important Insurance topics Landlords need to consider
    • Life Insurance for the loan
    • House insurance – inform the insurance company the property is rental
    • Advise tenants to purchase their own contents insurance
  • Is there a possibility to recoup losses incurred on Bank Shares via another Investment?  Good news – Yes!

Listen below to David McCarthy discuss these topics on Galway Bay FM

 

Podcast – Galway Talks – 04/10/18

  • Pension Plan: What can you do to ensure that your pension is adequate for the type of Retirement you want?
  • Irish Household debt is at lowest level since 2005!

Listen below to David McCarthy discuss these and other topics on Galway Bay FM.