Podcast – McCarthy & Associates – Galway Talks, 26/05/2016

-AIB cuts Variable Mortgage Rates by 0.25% and make a contribution of €2,000 towards fees for new switcher mortgages.

-Rental crisis reveals how dysfunctional the Irish property market is.

Listen below to David McCarthy discussing the above:

Podcast – McCarthy & Associates – Galway Talks, 19/05/2016

David discusses the new laws expected to put ‘manners’ on vulture funds who buy mortgages and what are people doing with their savings?

Podcast – McCarthy & Associates – Galway Talks, 12/05/2016

The days of generous inheritances maybe coming to an end; Should you use savings for a holiday or take out a loan? Get rid of that Regular Savings Life Assurance Policy and how to convert old Irish pounds into Euro

To listen to David McCarthy discuss the above in detail listen below:

Podcast – McCarthy & Associates – Galway Talks, 05/05/2016

David McCarthy answers the following questions from listeners:

Should I stay with a fixed mortgage rate or change to variable?  Making contact with the Financial Ombudsman and what types of complaints do they deal with?  Sorting an issue with a joint current account and are you due a Prize Bond windfall?

Listen below for more details:

Podcast – McCarthy & Associates – Galway Talks, 28/04/2016

This morning on Galway Bay FM, David discusses Brexit; Alternative banking forces; ‘cheap’ credit cards and advises listeners in relation to investing in currencies.  He also answers questions regarding Personal Pension Plans, Retirement Options and regular savings accounts for young people.  Listen below for more details:

 

Podcast – McCarthy & Associates – Galway Talks, 21/04/2016

Issue:  Savings Survey reveals some interesting statistics:-

  • Almost 50% of Irish adults have a Deposit Account with an average of €32,000 saved.
  • A quarter of adults have a nest egg that no one else knows about.
  • 56% of Savers unhappy with the return on their savings.
  • 40% say they are Cautious Investors.
  • 25% of people say they would not know who to ask for advice when considering options for investing

Read more..