Podcast – McCarthy & Associates – Galway Talks, 31/03/2016

The following topics are discussed this morning:

Is it a good time to change an existing mortgage from one bank to another? Putting your Personal Pension Plan monies in a Deposit Account will cost you, The importance of having Life Cover and planning your Retirement Fund.  Listen below for more details-

Podcast – McCarthy & Associates – Galway Talks, 10/03/2016

David discusses the following this morning – Alternatives to Life Assurance Investments and how Investors have a hard time trying to balance risk and potential returns, the dangers of retaining any investment or savings policy for a long period of time and how the clock is ticking on Interest Only Mortgages.  Listen below for more details:

 

Blog – McCarthy & Associates – Galway Talks, 25/02/2016

Issue: Now may be a good time to switch your mortgage and get a cheaper deal – see ccpc.ie website
Comment: Competition has hotted up in the mortgage market to attract switchers. This is due to the fact that the number of applications from new buyers has dropped dramatically.
Banks are now trying to attract borrowers who may want to switch Read more..

Blog – McCarthy & Associates – Galway Talks, 18/02/2016

Question: I am 57 years of age and took out a Life Policy a year ago. I think the premium is quite expensive; would it be worth my while to shop around?
Answer: As your policy is only 1 year old and assuming that your health circumstances have not changed, then if you feel the premium Read more..

Blog – McCarthy & Associates – Galway Talks, 04/02/2016

Issue: Would you be interested in inheriting your parent’s mortgage?
Comment: I am sure that the idea of this will put a shiver down the spine of many an offspring to think that their parents may leave their mortgage to them. This idea has been suggested by the Phoenix Project, who are a not for profit organization that assist Read more..

Blog – McCarthy & Associates – Galway Talks, 28/01/2016

Issue: First new mortgage lender since 2008, enters Irish market.
Comment: Pepper, the Australian Financial Services Company, have announced that they are entering the Irish Mortgage Market. This is the first new lender since 2008 and is to be welcomed due to the lack of competition in this market.
Pepper have had an operation in Ireland for many years, servicing Read more..