Podcast – McCarthy & Associates – Galway Talks, 23/04/2015

70% THINK THEY ARE FINANCIAL KNOW IT ALLS

David discusses this fact taken from a recent survey.

Podcast – McCarthy & Associates – Galway Talks, 16/04/2015

Various financial issues are discussed and questions answered by David McCarthy including:- Personal Contract Plans – these are becoming popular for the purchase of new cars, helping out a family member who is in serious negative equity – is this a wise move? using monies on deposit to supplement your retirement and investing money in unit linked type funds, what other options are there?

70% THINK THEY ARE FINANCIAL KNOW IT ALLS!!!

A recent survey has shown that a large percentage of us think we are financial know it alls!  70% of respondents to a poll of 1000 adults, say they are either good or excellent at managing their finances.  This is strange when compared to the global benchmark of 30% of people who are financially literate.

The survey asked specific financial questions and the results show that people overestimate how good they are with money.  The acid test is how they Read more..

New Mortgage Regulations

The Central Bank regulations introduced from 9th February 2015 are sure to affect anyone planning to buy a new home.

So what are these new regulations ? Read more..

Podcast – McCarthy & Associates – Galway Talks, 09/04/2015

David discusses the New Mortgage Regulations and Variable Mortgage Rates.  He also answers listeners questions in relation to Pension Schemes.  Listen below for more information:-

Podcast – McCarthy & Associates – Galway Talks, 02/04/2015

This morning David discusses the thousands of people sold life policies which they either do not understand or are inappropriate for them and gives advice on how to financially prepare for retirement.