Podcast – McCarthy & Associates – Galway Talks, 24/07/2014

David McCarthy discusses the marketing strategies the banks are using, Personal Pension Plans and the new legislation introduced by the government of selling of mortgages to overseas funds.

Blog-McCarthy & Associates-Galway Talks, 17/07/2014

galway-bayfmIssue:  Recent research shows that Insolvent Pension Schemes will force many to move to Retirement Bonds.

Comment:  Unfortunately quite a number of Defined Benefit Schemes have been wound, up due to the fact that the employers are unable to fund the benefits due to Read more..

Blog-McCarthy & Associates-Galway Talks, 10/07/2014

galway-bayfmQuestion: I recently applied for a credit card with my bank and was refused; I do not know how this happened. 

Answer:  Firstly, I would suggest that you contact the Irish Credit Bureau at icb.ie to get a report of your credit history. There may be issues there which caused your Read more..

Blog-McCarthy & Associates-Galway Talks, 03/07/2014

galway-bayfmIssue:  Since 1st July US Residents with bank accounts in Ireland will be reported to the IRS.

Comment:  Since 1st July the Irish Tax Authorities have ratified a tax agreement with the US called FATCA.  This agreement means that all investments/bank accounts Read more..

Podcast – McCarthy & Associates – Galway Talks, 19/07/2014

David McCarthy discusses how recent research shows that Insolvent Pension Schemes will force many to move to Retirement Bonds, Property prices forecast to rise by 10% and why customers have not received Share Certificates from Vodafone & Standard Life.

Blog-McCarthy & Associates Financial Consultants-Galway Talks, 26/06/2014

galway-bayfmQuestion:  I worked for a company for 20 years but took redundancy 6 years ago.  I did not move my pension and was wondering should I look at this and what options do I have?

Answer:  If you were not in a Defined Benefit Scheme then it is possible for you to Read more..